Services

You’re one step away from getting the mortgage financing you need.

What we offer

Mortgage solutions designed for you

Investment Property

Buying an investment property is a popular option for Canadians looking at different ways to invest their money. We help you source the best opportunities for your needs and goals, which we tailor to you and your portfolio. Available finance options can include:

First-Time Homebuyer

When you’re a first-time home buyer, the process can feel exciting and a little scary. But if you do a little homework beforehand, buying your first home can be fun and rewarding.

Based on your desired move-in date, we’ll work out a timetable for your home-buying process
We will help you create a monthly budget and then calculate a down payment and mortgage payments that fit into it
Together, we’ll try out different mortgage scenarios, and show you how changes in income, property taxes, condo fees, loans and other variables affect your maximum mortgage amount and mortgage payments

New to Canada

Through this program, we can help new Canadians purchase their first home, build equity, and become economically established in Canada.

Self-Employed Individuals

A self-employed person is someone who works for themselves and does not earn a fixed salary or wage from a third-party employer. While this form of employment can bring many benefits, it can also present some hurdles when it comes to buying a home.

Self-employed mortgages are specifically for borrowers who rely on self-employment income or business income instead of employment income
When you’re self-employed, your income will be different from regular borrowers who are receiving consistent and predictable paycheques biweekly.
Several tailored solutions are available in the broker channel to help self-employed individuals achieve their dream of homeownership while maximizing tax savings

Mortgage Refinance

Are you looking to consolidate your debt, pay for a child’s education, renovate your home, or would like to lower your mortgage payment? There are many options available to pull equity out of your home when you need it.

When you’re refinancing to take out equity, you can borrow up to 80% of the current market value of your home
When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments
Refinancing can be done at any point during your mortgage term, or at renewal time (applicable fees or penalties may apply). If you change lenders, you would pay out that mortgage contract to create a new one with a different lender

Mortgage Renewal

Your financial needs as well as the market changes over time and so should your mortgage. When your mortgage is up for renewal, this is the best time to re-evaluate what you want from a mortgage and shop around for the best products and rates.

You don’t have to renew your mortgage with the same lender. You can move your mortgage to another lender if their conditions better suit your needs
We can help you negotiate with your current lender. You may qualify for a discounted interest rate that is lower than the rate quoted in your renewal letter
You may decide to switch your current mortgage to another lender for a loan of the same amount. If this is the case, the new lender will need to approve your mortgage application. The new lender may use different criteria than your original lender to decide if you qualify for a mortgage

Why Choose us

Our mission is to offer transparent mortgage financing, simplified from start to finish.

We want our customers to have an experience that exceeds their expectations with a mortgage that sets them up for long-term success.

Competitive Rates

We have access to a network of major lenders in Canada, so your options are extensive.

Independent Advice

We’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property.

One-Stop Shopping

We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.

Ongoing Support

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.