If you bought or refinanced in 2021, you likely secured one of the lowest mortgage rates in Canadian history. Many homeowners locked in rates under
If you’ve been waiting to see where mortgage rates are heading in 2026, here’s your update. The Bank of Canada just held its overnight rate
Most People Auto-Renew Without Question You get the letter from your lender. Your mortgage term is ending. They’re offering you a new rate and a
What U.S. Tariffs and Global Trade Policies Have to Do with Your Mortgage Canada’s housing market is no stranger to global influence. But 2025 has
What’s Changed Since the Pandemic?Remember those record-low mortgage rates in 2020 and 2021? Some of us locked in 5-year fixed terms under 2%. But if
Shopping for your first mortgage can feel like a big step, but it doesn’t have to be confusing. As someone who’s helped many young Canadians
Many homeowners choose either a fixed or variable rate when they first get their mortgage—but what if your needs or the market change partway through?
A Rate Hold Isn’t a Guarantee—And That Could Cost You the House Getting pre-approved for a mortgage should feel like progress. It’s exciting, empowering, and
Millions of Canadians are reaching the end of their mortgage term, eager to secure the best possible rate. While many focus on renewing their existing
The Canadian housing market is always changing, so it’s important to understand key financial terms – especially if you have a mortgage or want to
