Process
Let's get started on your homeownership journey
From first-time homebuyers to retirees, self-employed individuals to real estate investors Lynda and her expert team make getting your mortgage simple and easy!
Whether you are looking to get pre-qualified for a new mortgage, or are renewing or refinancing an existing mortgage, the first step is to complete an application. To make it convenient, we offer our clients three options: 1. Online 2. Over the phone 3. In-person.
Once your application and credit consent is received, we will send you a list of documents needed to ensure we are providing you with the most accurate information. We will determine your maximum purchase price, review available rates, and discuss your required down payment and closing costs. When you receive your pre-qualification, you can start moving forward, whether that’s making an offer on a new home, or shopping for mortgage financing approvals.
We work tirelessly to match you with the perfect bank or lender that suits your needs and lifestyle. Once your options are identified, we will submit to the lender of your choice and structure your mortgage in a way that works best for you.
At this stage you will receive a mortgage commitment from the lender outlining the terms of the mortgage and identifying any additional things the lender needs to review to finalize your approval. We will also take the time to help you understand your approval and address any questions or concerns you may have.
Congratulations, your mortgage is officially complete and finalized! The only remaining step is a meeting with a lawyer or title company to register your new mortgage onto your home's title.