What’s Changed Since the Pandemic?Remember those record-low mortgage rates in 2020 and 2021? Some of us locked in 5-year fixed terms under 2%. But if
Shopping for your first mortgage can feel like a big step, but it doesn’t have to be confusing. As someone who’s helped many young Canadians
Many homeowners choose either a fixed or variable rate when they first get their mortgage—but what if your needs or the market change partway through?
A Rate Hold Isn’t a Guarantee—And That Could Cost You the House Getting pre-approved for a mortgage should feel like progress. It’s exciting, empowering, and
Millions of Canadians are reaching the end of their mortgage term, eager to secure the best possible rate. While many focus on renewing their existing
The Canadian housing market is always changing, so it’s important to understand key financial terms – especially if you have a mortgage or want to
Interest rates are a key concern for both current and aspiring homeowners in Lethbridge. Understanding why mortgage rates are high, whether they will decrease, and
Are you holding off on buying a home, waiting for interest rates to drop? Let’s break down the current situation and see why waiting might
The Canadian housing market is set to undergo significant shifts in 2024, influenced by various factors such as affordability, supply constraints, and economic conditions. Whether
As retirees or parents, we often strive for mortgage-free lives, but we also recognize the challenges our children face in entering today’s competitive real estate
