Still Waiting for 1% Mortgage Rates? Here’s Why They’re Gone for Good
What’s Changed Since the Pandemic?Remember those record-low mortgage rates in 2020 and 2021? Some of us locked in 5-year fixed terms under 2%. But if
5 Questions to Ask Your Mortgage Broker in Canada
Shopping for your first mortgage can feel like a big step, but it doesn’t have to be confusing. As someone who’s helped many young Canadians
Wondering If You Can Change Your Mortgage Type?
Many homeowners choose either a fixed or variable rate when they first get their mortgage—but what if your needs or the market change partway through?
Is Your Mortgage Pre-Approval Actually Useless? Here’s Why It Might Be
A Rate Hold Isn’t a Guarantee—And That Could Cost You the House Getting pre-approved for a mortgage should feel like progress. It’s exciting, empowering, and
Should I Renew or Refinance My Mortgage?
Millions of Canadians are reaching the end of their mortgage term, eager to secure the best possible rate. While many focus on renewing their existing
Prime Rate and Your Mortgage: What’s the Deal with the Recent Drop?
The Canadian housing market is always changing, so it’s important to understand key financial terms – especially if you have a mortgage or want to